Regional Banks

HDFC Bank

₹711.900.43%

52W High

₹1020.35

52W Low

₹704.40

About

HDFC Bank Limited (the Bank) is an India-based banking company. The Bank, along with its subsidiaries, is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, insurance, asset management, stockbroking and other financial services businesses.

Key Points

Its segment includes treasury, retail banking, wholesale banking, and other banking operations. The treasury segment consists of net interest earnings from the Bank’s investment portfolio, money market borrowing and lending, and gains or losses on investment operations.

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HDFC Bank — Price Chart

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HDFC Bank

₹711.90▲ 0.43%

📄 BSE: 500180📄 NSE: HDFCBANK

Market Cap₹ 1097348.86 Cr.

Current Price₹ 711.90

High / Low₹ 1020.35 / 704.40

Stock P/E15.53

Book Value₹ —

Dividend Yield1.80 %

ROCE— %

ROE— %

Face Value₹ —

Fundamentals

Key Ratios

mgmt Effectiveness

Return on average equity - 5 year average

15.42

Revenue/employee - most recent fiscal year

14562950.00

Return on average assets - most recent fiscal year

1.70

Return on average assets - trailing 12 month

1.75

Return on average assets - 5 year average

1.84

Net Income/employee - most recent fiscal year

3721853.00

Return on average equity - trailing 12 month

13.75

Return on average equity - most recent fiscal year

13.72

margins

Operating margin - trailing 12 month

27.59

Operating margin - 1st historical fiscal year

32.95

Operating Margin - 5 year average

35.64

Net Profit Margin % - 1st historical fiscal year

25.56

Net Profit Margin % - trailing 12 month

26.61

Net Profit Margin - 5 year average

27.82

Pretax Margin - 5 year average

35.64

Pretax margin - 1st historical fiscal year

32.95

Pretax margin - trailing 12 month

27.59

Free Operating Cash Flow/Revenue, 5 Year Average

18.93

financialstrength

Total debt/total equity - most recent quarter

0.93

Free Cash Flow - most recent fiscal year

889104.30

LT debt/equity - most recent fiscal year

1.00

Payout ratio - trailing 12 month

25.33

LT debt/equity - most recent quarter

0.93

Total debt/total equity - most recent fiscal year

1.03

Payout ratio - most recent fiscal year

31.37

valuation

P/E excluding extraordinary items, most recent fiscal year

14.62

Current Dividend Yield - Common Stock Primary Issue, LTM

1.80

Price to Book - most recent fiscal year

1.89

P/E Basic excluding extraordinary items - TTM

15.53

P/E including extraordinary items - TTM

14.07

P/E excluding extraordinary items low, trailing 12 months

14.85

Price to Tangible Book - most fiscal year

1.89

Dividend Yield - 5 Year Average

1.31

Price to sales - most recent fiscal year

3.58

Net Debt, LFI

3281048.00

Price to Tangible Book - most recent quarter

1.83

Price to Book - most recent quarter

1.83

Dividend Yield - indicated annual dividend divided by closing price

1.80

Peg Ratio

2.27

is ForCasted

true

Price to Free Cash Flow per Share - most recent fiscal year

12.49

P/E Normalized, most recent fiscal year

14.52

P/E excluding extraordinary items high, trailing 12 months

25.82

P/E excluding extraordinary items, most recent fiscal year quarter

14.07

Price to sales - trailing 12 month

3.58

Net Debt, LFY

3562078.00

income Statement

Earnings before taxes - most recent fiscal year

1021415.00

Revenue - trailing 12 month

3518186.00

Net Income available to common - most recent fiscal year

760259.70

Net Income available to common - trailing 12 months

790127.70

Earnings per Share, Normalized, Excluding Extraordinary Items, Avg. Diluted Shares Outstanding, TTM

51.72

Revenue - most recent fiscal year

3486152.00

Net Income Available to Common, Normalized - most recent fiscal year

765592.60

Earnings before taxes - trailing 12 month

855627.90

Earnings before taxes Normalized - most recent fiscal year

1028291.00

EBITD - most recent fiscal year

1545870.00

growth

EPS Change %, TTM over TTM

11.42

Revenue growth rate, 5 year

22.08

EPS growth rate, 5 year

11.34

Revenue Change % - most recent quarter 1 year ago

3.67

Growth rate% - dividend, 3 year

11.02

Growth rate% - EPS, 3 year

6.21

Revenue/share (5 yr growth)

18.10

Free Operating Cash Flow, 5 Year CAGR

16.87

Tangible Book Value, Total Equity, 5 Year CAGR

22.81

Capital Spending growth rate, 5 year

18.06

Revenue Change %, TTM over TTM

2.81

Growth rate% - Revenue, 3 year

26.86

Book value per share growth rate, 5 year

14.88

EPS Change % - most recent quarter 1 year ago

18.37

Net Profit Margin growth rate, 5 year

-4.96

Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR

23.74

Total Debt, 5 Year CAGR

25.97

persharedata

Dividend Per Share - 5 year average

10.20

Cash Flow per share - most recent fiscal year

54.07

Book value (tangible) per share - most recent quarter

393.67

Cash per share - most recent quarter

154.38

EPS including extraordinary items - trailing 12 month

51.21

EPS including extraordinary items - most recent fiscal year

49.28

Revenue/share - trailing 12 month

200.98

EPS excluding extraordinary items - trailing 12 month

51.21

EPS Basic excluding extraordinary items - most recent fiscal year

49.50

EPS Basic excluding extraordinary items - trailing 12 month

51.38

Book value per share - most recent fiscal year

380.72

Book value per share - most recent quarter

393.67

Dividend per share - most recent fiscal year

13.00

Revenue/share - most recent fiscal year

200.92

EPS Normalized - most recent fiscal year

49.62

Book value (tangible) per share - most recent fiscal year

380.72

Dividends per share - trailing 12 month

13.00

EPS excluding extraordinary items - most recent fiscal year

49.28

Cash per share - most recent fiscal year

160.36

priceand Volume

Market Cap

1097348.86

52 week Low Date

2026-08-28T00:00:00

Price - 1 Day % Change

1.31

Relative (S&P500) price percent change - 13 week

-6.37

Avg trading volume last 10 days

21.08

Price - 13 week price percent change

-3.26

Price - 52 week price percent change

-24.80

Avg Trading Volume Last 3 months

671.21

Price - 5 Day % Change

-0.91

Price % Change Month To Date

-3.72

Relative (S&P500) price percent change - 04 week

-2.69

52 week High Date

2025-10-23T00:00:00

Price - 26 week price percent change

-18.86

PDATE

2026-08-28T00:00:00

Price - YTD price percent change

-27.33

Relative (S&P500) price percent change - 52 week

-22.06

NPRICE

720.30

Relative (S&P500) price percent change - 26 week

-14.64

52 week Low

707.00

52 week High

1020.50

Beta

0.98

Relative (S&P500) price percent change - Year to Date

-19.85

Peer comparison

Sector: Financials

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	ROE %
1.	ICICI Bank	1436.8	19.32	1031137.6	0.83	16.01
2.	State Bank of India	1033.4	11.78	953892.02	1.66	15.38
3.	Kotak Mahindra Bank	424.7	20.21	422464.83	0.17	11.39

Financial Performance

Quarterly Results

Metric	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Net Income After Taxes	18012.87	17188.05	18627.44	18340.11	19284.57	17090.43	20363.77	20691.04	21074.22	20382.69
Income Availableto Com Incl Extra Ord	17622.38	16474.85	17825.91	17656.61	18834.88	16257.91	19610.67	19806.63	20350.76	19244.71
Net Interest Income	35742.10	36966.70	37587.51	38125.89	39793.13	39663.36	40252.98	41245.52	41962.06	42949.70
Diluted Weighted Average Shares	761.60	1526.16	1530.78	1535.36	1537.00	1539.57	1542.93	1544.98	1544.43	1539.58
Non- Interest Income Bank	44957.74	35450.29	38455.02	27153.77	33489.42	45683.10	31566.79	39860.33	29737.44	42535.03
Diluted Net Income	17622.38	16474.85	17825.91	17656.61	18834.88	16257.91	19610.67	19806.63	20350.76	19244.71
DPS- Common Stock Primary Issue	9.75	0.00	0.00	0.00	11.00	0.00	0.00	0.00	13.00	0.00
Provisionfor Income Taxes	-251.48	5539.32	5340.98	5632.76	-16513.06	3759.40	6295.12	6270.06	-16324.58	6810.47
Net Interest Inc After Loan Loss Prov	21931.56	33823.61	34317.64	34168.60	13185.89	24349.73	35971.15	37624.81	15600.02	39146.86
Net Income Before Extra Items	17622.38	16474.85	17825.91	17656.61	18834.88	16257.91	19610.67	19806.63	20350.76	19244.71
Net Income	17622.38	16474.85	17825.91	17656.61	18834.88	16257.91	19610.67	19806.63	20350.76	19244.71
Total Interest Expense	43691.51	44579.50	45414.21	46914.28	46986.21	47708.51	46740.86	45821.42	45220.44	47625.63
period Length	3	3	3	3	3	3	3	3	3	3
Loan Loss Provision	13810.54	3143.09	3269.87	3957.29	26607.24	15313.63	4281.83	3620.71	26362.04	3802.84
Non- Interest Expense Bank	-49127.91	-46546.53	-48804.24	-37349.50	-43903.80	-49183	-40879.05	-50524.04	-40587.82	-54488.73
Income Availableto Com Excl Extra Ord	17622.38	16474.85	17825.91	17656.61	18834.88	16257.91	19610.67	19806.63	20350.76	19244.71
Interest Income Bank	79433.61	81546.20	83001.72	85040.17	86779.34	87371.87	86993.84	87066.94	87182.50	90575.33
Net Income Before Taxes	17761.39	22727.37	23968.42	23972.87	2771.51	20849.83	26658.89	26961.10	4749.64	27193.16
Diluted Normalized EPS	11.57	10.80	11.65	11.50	12.25	10.56	12.71	13.34	13.18	12.50
Minority Interest	-390.49	-713.20	-801.53	-683.50	-449.69	-832.52	-753.10	-884.41	-723.46	-1137.98
Diluted EPS Excluding Extra Ord Items	11.57	10.80	11.65	11.50	12.25	10.56	12.71	12.82	13.18	12.50

Annual Financials

Profit & Loss

Metric	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Net Income After Taxes	27296.27	31856.77	38150.90	46148.70	65446.50	73440.17	79219.46
Income Availableto Com Incl Extra Ord	27253.95	31833.21	38052.75	45997.11	64062.04	70792.25	76025.97
Net Interest Income	60051.87	69304.81	77352.08	92974.11	129510.47	152473.23	163123.92
Diluted Weighted Average Shares	1101.96	1105.08	1114.19	1118.24	1423.45	1532.39	1542.80
Non- Interest Income Bank	24878.97	27332.88	31758.99	33912.05	124345.75	134548.50	146847.66
Diluted Net Income	27253.95	31833.21	38052.75	45997.11	64062.04	70792.25	76025.97
DPS- Common Stock Primary Issue	0.00	3.25	7.75	9.50	9.75	11.00	13.00
Provisionfor Income Taxes	10898.59	10939.38	12722.48	15349.69	11122.10	22801.88	22921.99
Net Interest Inc After Loan Loss Prov	49416.86	55730.27	64851.22	79416.08	116977.98	136929.69	148698.25
period Type	Months	Months	Months	Months	Months	Months	Months
Net Income Before Extra Items	27253.95	31833.21	38052.75	45997.11	64062.04	70792.25	76025.97
Net Income	27253.95	31833.21	38052.75	45997.11	64062.04	70792.25	76025.97
Total Interest Expense	62137.42	59247.58	58584.33	77779.94	154138.55	183894.20	185491.23
period Length	12	12	12	12	12	12	12
Loan Loss Provision	10635.01	13574.54	12500.86	13558.03	12532.49	15543.54	14425.67
Non- Interest Expense Bank	-36100.98	-40267.01	-45736.83	-51829.74	-164755.13	-175236.14	-193404.46
Income Availableto Com Excl Extra Ord	27253.95	31833.21	38052.75	45997.11	64062.04	70792.25	76025.97
Interest Income Bank	122189.29	128552.39	135936.41	170754.05	283649.02	336367.43	348615.15
Net Income Before Taxes	38194.86	42796.15	50873.38	61498.39	76568.60	96242.05	102141.45
Diluted Normalized EPS	24.72	28.76	34.11	41.07	44.89	46.04	49.62
Minority Interest	-42.31	-23.56	-98.15	-151.59	-1384.46	-2647.92	-3193.49
Diluted EPS Excluding Extra Ord Items	24.73	28.81	34.15	41.13	45.00	46.20	49.28

Assets & Liabilities

Balance Sheet

Metric	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Net Loans	1033490.74	1171217.48	1409146.10	1653249.12	2560568.13	2720045.86	3048329.65
Total Liabilities Shareholders' Equity	1580830.44	1799506.64	2122934.30	2530432.44	4030194.26	4392417.42	4908040.84
Accumulated Depreciation Total	-9420.52	-10356.45	-11699.93	-13391.01	-17662.57	-19917.01	-22602.48
Other Liabilities Total	54687.36	57098.29	68583.34	77738.17	415126.88	469492.88	569918.62
Long Term Debt	186834.32	177696.75	226966.50	256548.66	730615.46	634605.57	588484.55
Common Stock Total	548.33	551.28	554.55	557.97	759.69	765.22	1539.34
Other Equity Total	323.86	182.04	239.06	694.79	1716.09	991.36	2166.07
Total Assets	1580830.44	1799506.64	2122934.30	2530432.44	4030194.26	4392417.42	4908040.84
Additional Paid- In Capital	58755.53	60512.68	63119.16	66539.42	127053.27	134117.36	141772.09
Total Equity	176358.71	209810.19	247326.17	289437.50	456395.25	521789.39	586059.47
Retained Earnings( Accumulated Deficit)	116730.98	148564.19	183072.88	220528.12	324213.48	382110.26	436036.86
Total Common Shares Outstanding	1096.66	1102.56	1109.11	1115.95	1519.38	1530.44	1539.34
Total Short Term Borrowings	7583.72	12424.19	13093.74	11790.76	13932.56	13653.91	14573.87
Property/ Plant/ Equipment Total- Gross	14047.38	15456.02	17983.21	21673.57	30266.33	35174.95	39094.07
Tangible Book Valueper Share Common Eq	160.68	190.29	222.86	259.23	300.38	340.94	380.72
Other Earning Assets Total	397590.27	448692.96	461877.79	569063.13	1027054.79	1254636.09	1347745.32
Goodwill Net	148.79	0.01	148.79	148.79	0.00	—	—
Total Liabilities	1404471.73	1589696.46	1875608.13	2240994.94	3573799.01	3870628.03	4321981.37
Total Debt	194418.04	190120.94	240060.24	268339.42	744548.02	648259.48	603058.42
Property/ Plant/ Equipment Total- Net	4626.86	5099.56	6283.28	8282.56	12603.76	15257.94	16491.59
Minority Interest	576.64	632.76	720.41	860.26	13383.40	16359.04	22384.96
Cash Duefrom Banks	89834.94	125468.72	154567.98	148366.56	212584.63	186677.00	246850.60
Accounts Payable	8582.55	8123.58	8241.11	11393.84	23853.43	25618.40	26641.58
Total Long Term Debt	186834.32	177696.75	226966.50	256548.66	730615.46	634605.57	588484.55
Other Assets Total	50994.62	49027.35	83766.54	144030.02	207880.99	208663.03	238752.86
Other Long Term Assets Total	4144.23	0.55	7143.82	7292.26	9301.96	7137.50	9870.82
Total Deposits	1146207.13	1333720.88	1558003.03	1882663.25	2376887.28	2710898.23	3099638.29
period Length	0.00	0.00	0.00	0.00	0.00	0.00	0.00
ESOP Debt Guarantee	—	—	340.52	1117.20	2652.72	3805.19	4545.11
Long Term Investments	—	—	—	—	200.00	0.00	—
Deferred Income Tax	—	—	—	—	—	—	339.50

Cash Movement

Cash Flow

Metric	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Issuance( Retirement)of Debt Net	29101.54	-9137.57	48970.83	28930.29	-5222.84	-96380.73	-48195.19
Net Changein Cash	6122.47	33332.41	34113.22	41762.08	31686.70	21113.39	61978.15
Cash Taxes Paid	10877.37	13021.45	14838.16	16367.49	22842.84	19708.68	22656.37
Net Income/ Starting Line	38152.54	42772.58	50775.24	61346.80	75184.14	93594.13	98947.96
Total Cash Dividends Paid	-6630.58	0.00	-3592.40	-8604.52	-8404.42	-14826.19	-20705.98
Changesin Working Capital	-60567.54	-7729.96	-70999.56	-44801.67	-63125.86	28902.02	-4853.28
Cashfrom Operating Activities	-16869.09	42476.46	-11959.57	20813.70	30251.05	127241.84	113506.38
Cashfrom Financing Activities	24394.50	-7321.35	48124.02	23940.56	-3983.06	-102477.54	-59004.85
Issuance( Retirement)of Stock Net	1848.68	1760.10	2609.76	3415.83	8442.54	6346.50	7565.11
Depreciation/ Depletion	1276.77	1385.01	1680.73	2345.47	3092.08	3805.23	4194.90
Other Investing Cash Flow Items Total	18.95	15.28	19.91	42.68	9600.49	225.25	10252.69
Capital Expenditures	-1635.87	-1696.15	-2236.24	-3466.57	-4286.72	-4075.89	-3889.97
period Type	Months	Months	Months	Months	Months	Months	Months
Foreign Exchange Effects	213.99	-141.83	165.10	431.71	104.94	199.73	1113.90
Non- Cash Items	4269.14	6048.83	6584.02	1923.10	15100.69	940.46	15216.80
Financing Cash Flow Items	74.85	56.12	135.83	198.96	1201.66	2382.88	2331.21
period Length	12	12	12	12	12	12	12
Cashfrom Investing Activities	-1616.92	-1680.87	-2216.33	-3423.89	5313.77	-3850.64	6362.72

Ownership

Shareholding Pattern

Promoter

2022-09-30	2022-12-31	2023-03-31	2023-06-30
25.64%	25.60%	25.59%	25.52%

FII

2025-09-30	2025-12-31	2026-03-31	2026-06-30
48.37%	47.66%	44.04%	41.82%

2025-09-30	2025-12-31	2026-03-31	2026-06-30
26.02%	26.66%	29.54%	30.62%

Other

2025-09-30	2025-12-31	2026-03-31	2026-06-30
25.61%	25.68%	26.42%	27.56%